By FMTeam Karnataka Bank is a leading private sector bank in India, headquartered in Mangaluru, Karnataka. Established in 1924, it has grown into a technologically advanced bank with a strong presence across India. The Bank offers a suite of convenient services that enable customers to access their account information and perform essential banking transactions without visiting a branch. Among these services are the Missed Call Banking, SMS Banking, and the KBL mPassBook App, each designed to provide quick and secure access to your account details.
Missed Call Banking For Balance Enquiry
For a swift and hassle-free way to check your account balance and recent transactions, Karnataka Bank provides a Missed Call Banking service. By giving a missed call from your registered mobile number to the designated numbers, you can access various services:
- Balance Enquiry: Dial 1800-425-1445 to receive an SMS with your current account balance.
- Mini Statement: Dial 1800-425-1446 to receive the last five transactions via SMS.
To utilize this service, ensure that your mobile number is registered with the bank. This service is available 24/7, providing you with access to your account information whenever needed.
SMS Banking Services For Balance Enquiry
Karnataka Bank’s SMS Banking service allows you to perform various banking operations through simple SMS commands from your registered mobile number. This service is available on any handset and does not require internet connectivity. Some of the key SMS commands include:
- Balance Enquiry: Send
BALto 9880654321 to receive your account balance. - Mini Statement: Send
MSTMTto 9880654321 to get the last five transaction details. - Cheque Status Enquiry: Send
CHQSTS <Cheque Number>to 9880654321 to know the status of a specific cheque. - Cheque Book Request: Send
CHQBKto 9880654321 to request a new cheque book. - Stop Cheque Payment: Send
STPCHQ <Cheque Number>to 9880654321 to stop payment of a specific cheque.
This service is available 24/7, ensuring you have access to your account information whenever needed.
KBL mPassBook App
For a more comprehensive banking experience, Karnataka Bank offers the KBL mPassBook App. This app provides a multitude of features, including:
- Account Management: View your account balances, transaction history, and personal details.
- Personalization: Add personalized remarks to your transactions for easy reference.
- Expense Monitoring: Categorize your expenses and view them in a pie chart for better financial management.
- PDF Export: Save your transaction history as a PDF file for future reference.
The app is available for both Android and iOS devices and can be downloaded from their respective app stores. To ensure security, the application incorporates device binding, meaning it will only operate on the mobile number registered with the bank. During the registration process, standard SMS charges may apply, and it’s essential to have a stable internet connection.
Security Considerations
Karnataka Bank places a strong emphasis on the security of its digital banking services. Features such as double password control, transaction authentication methods, session timeouts, and device binding are implemented to protect your account from unauthorized access. It’s advisable to regularly monitor your account statements and immediately report any suspicious activities to Karnataka Bank’s 24/7 customer care at 1800-425-1444 or via email at info@ktkbank.com.
In conclusion, Karnataka Bank’s array of digital banking services, including the Missed Call Banking, SMS Banking, and the KBL mPassBook App, provide customers with efficient and secure methods to manage their finances. By leveraging these services, you can conduct your banking activities conveniently and confidently, knowing that robust security measures are in place to protect your financial information.